Take back control of your spending habits.
Kippu is a mindful expense tracker for people who want to actually be on top of their finances. You log each purchase as it happens — so money stops disappearing and starts making sense.
Invite-only · No credit card · No trackers
What's inside
Less automation. More attention.
By building the habit of tracking each purchase, you'll stop being surprised by where your money went. Here's what you get to work with.
Manual by design
Kippu doesn't sync with your bank. You enter each expense yourself, as it happens. That small friction is the point — awareness of your spending is built one entry at a time, not harvested in the background.
Wallets for every pocket
Cash, checking, savings, credit cards — even the piggy bank. Group them the way you actually think about your money.
Budgets you actually keep
Set monthly or yearly caps per category. See what you have left at a glance and stop overshooting without realising.
Currencies for globetrotters, daily
Kippu handles every active global currency and updates exchange rates daily. See totals in their original currency or converted — your call.
Never miss a subscription
Schedule recurring payments and catch the sneaky ones before they catch you.
Your data, not a data broker's
No analytics. No tracking pixels. No sale of your data. Your spending lives on your device — never sold, never rented, never part of someone else's ad graph.
We're letting a small group in first.
Kippu is invite-only while we polish the rough edges. Tell us how you currently track your spending and we'll be in touch — early access, direct line to the maker, and a little something for showing up early.